Kamis, 12 Mei 2011

task of page 19

(situation  1)
Dear Mr Nuts,

We have read carefully your letter of March 24th. But considering the situation we regreat that we are unable to accept your offer as our agency.
Honestly, your propose very excited but we already have a representative  and the other reason,we still don’t know your background verywell.
However, if you would like to work together with us, you might prefer to be our sub-agency or give us supply through our mine-agent. We would be happy to work in team with you.
Thank you for your proposal. Please think about our offer. We wish can have your cooperate in the future.

Your sincerely,

Shiroyama
(Director of manufactur)













(situation  2)
Dear Mr. Grund

We have got your letter last week of 2nd June. After read them and look at the term we regret that we are unnable to give a bank loan to you.
In fact, we as bank should able to give you a loan if you have fullfill the condition, but after look at your condition, we found that you had insufficient collateral.
However, if you still want the loan but you don’t have sufficient collateral, you could give us a third party guarantee.If you do that, we would be happy to grant the loan on  favourable terms.
Thank you for your enquiry. We would like to wish your success in the future.

Yours sincerely,

Shiroyama
(Bank Manager)














(situation  3)
Dear Mr.Stuart

We have got your letter of 25th March and have read the detail. After careful consideration,with full respect,we really sorry that we unnable to grant further credit like your wish.
As our loyal customer, we had kow you very well and always try to make you feel pleasant, including about financial term. But we could not grant your wish because we have already given you an extension 60 days beyond normal. Also further order are due for dlivery soon.
We really appreciate with you, so if you would like to fullfill your credit, you can pay it by Bill of Exchange accepted 120days from Invoice. But you must paythe interest as financial penalty.
Thank you for your attaention. We will be waiting your payment and your next order as ussual.

Your sincerely,

Shiro
(Financial Manager)

Senin, 09 Mei 2011

The task of the page 13


Dear Sir,

I would like to require a conference room for the August  18th to the 26th. 
I need  the a large as there are 30 people attending  the conference. I will need to have electric sockets for an overhead projector and a screen. I would like to have confirmation that there will be buffer facilities.

Yours Faithfully

Selasa, 08 Maret 2011

LIRIK SILAHKAN MENCINTAIKU (CALVIN JEREMY)

kadang cinta tak selalu mengikuti harapanmu...
karena aku tak punya rasa seperti perasaan mu kepada ku..

Reff
maaf kan ku hanya bisa menjadi teman biasa...
namun ku tak pernah melarang kau jatuh cinta padaku...
maaf ku hanya bisa menjadi teman biasa...
namun ku tak pernah melarang kau jatuh cinta padaku...

Kuterima bila dirimu tetap memberi canda tawa mu...
Walau aku tak punya rasa seperti perasaanmu kepadaku...

Reff
maaf kan ku hanya bisa menjadi teman biasa...
namun ku tak pernah melarang kau jatuh cinta padaku...
maaf ku hanya bisa menjadi teman biasa...
namun ku tak pernah melarang kau jatuh cinta padaku...

Reff (girl voice)

maaf kan ku hanya bisa menjadi teman biasa...
namun ku tak pernah melarang kau jatuh cinta padaku...

maaf ku hanya bisa menjadi teman biasa...
Namun tak pernah ku larang kau menyayangiku...
Kau menyayangiku...

Senin, 21 Februari 2011

letter of Request


 12 December 2009
Mr./Ms. J. Shiroyama  Microsoft  Corporation 123 Sesame Street  Bandung City, 40409
Dear Mr./Ms. Shiroyama:
Re: Request for an Interview
My name is Shiroyama and I am writing to request an interview to discuss available positions in the Sales Department  with your company.  If you were referred to the company by someone you know, be sure to include this information here. "James Ray, who is an employee in your  Sales Department, suggested I contact you."
I am a graduate of [name of educational institution you attended] and I have 2 years of experience in the field of  Economics. I am currently looking for new employment opportunities and I would like to have the opportunity to discuss how my skills and abilities can be of benefit to your company.
I will contact you by phone next week to set up a convenient time when I can discuss my qualifications. I will bring my resume with me at that time. If you have questions or would like more information, please feel free to contact me by phone at (022) 6435387. I can also be reached by e-mail at shiroyama@yahoo.com
Thank you for taking the time to consider my request, and I will be in touch with you soon.
Sincerely,
Shiroyama

Senin, 03 Januari 2011

Central Bank

Bank is a financial intermediary that accepts deposits and channels those deposits into lending activities, either directly or through capital markets. A bank connects customers with capital deficits to customers with capital surpluses.

Banks act as payment agents by conducting checking or current accounts for customers, paying cheques drawn by customers on the bank, and collecting cheques deposited to customers' current accounts. Banks also enable customer payments via other payment methods such as telegraphic transfer, EFTPOS, and ATM.
Banks borrow money by accepting funds deposited on current accounts, by accepting term deposits, and by issuing debt securities such as banknotes and bonds. Banks lend money by making advances to customers on current accounts, by making installment loans, and by investing in marketable debt securities and other forms of money lending.
Banks provide almost all payment services, and a bank account is considered indispensable by most businesses, individuals and governments. Non-banks that provide payment services such as remittance companies are not normally considered an adequate substitute for having a bank account.
Banks borrow most funds from households and non-financial businesses, and lend most funds to households and non-financial businesses, but non-bank lenders provide a significant and in many cases adequate substitute for bank loans, and money market funds, cash management trusts and other non-bank financial institutions in many cases provide an adequate substitute to banks for lending savings too.
There is many types of Bank,one of them is Central Bank.
Central bankreserve bank, or monetary authority is a public institution that usually issues the currency, regulates the money supply, and controls the interest rates in a country. Central banks often also oversee the commercial banking system within its country's borders. A central bank is distinguished from a normal commercial bank because it has a monopoly on creating the currency of that nation, which is usually that nation's legal tender.
The primary function of a central bank is to provide the nation's money supply, but more active duties include controlling interest rates, and acting as a lender of last resort to the banking sector during times of financial crisis. It may also have supervisory powers, to ensure that banks and other financial institutions do not behave recklessly or fraudulently.
Most developed nations today have an "independent" central bank, that is one which operates under rules designed to prevent political interference.
In our country Bank Indonesia is the central bank of Indonesia. Bank Indonesia is currently being governed by Darmin Nasution, former interim governor. The last governor before the interim phase, Boediono, resigned due to his vice presidential candidacy in the Indonesian presidential election. Darmin Nasutionwas sworn in by President Susilo Bambang Yudhoyono on September, 1 2010.
Finance minister Sri Mulyani Indrawati was proposed as a candidate to take over the Bank Indonesia governorship earlier in 2009, however is now likely to remain in Yudhoyono's new cabinet and moved to the world bank group on May, 5 2010.
he bank is led by the board of governors, comprising the governor, a senior deputy governor and at between four and seven deputy governors.
The governor and deputy governors serve a five year term ,and are eligible for re-election for a maximum of two terms.
The governor and senior deputy governor are nominated and appointed by the president, with approval from the People's Representative Council. Deputy governors are nominated by the governor and appointed by the president, with approval of the People's Representative Council.
The president has no power to dismiss a member of the board, except when a board member voluntarily resigns, is permanently handicapped, or is proven guilty of criminal offence.
The Board of Governors Meeting is the bank’s highest decision-making forum. It is held at least once a month to decide on general policy on monetary affairs, and at least once a week to evaluate policy implementation or to decide on other strategic and principle policy.
Bank Indonesia was founded on 1 July 1953 from the nationalization of De Javasche Bank, a Dutch bank dating from colonial times.[2]
For the next 15 years, the Bank of Indonesia carried on commercial activities as well as acting as the nation’s bank.
This came to an end with the Law No.13/1968 on the Central Bank, which was subsequently replaced by Law No.23/1999, freeing the bank from government interference.
Thereafter, the bank reported to the People's Representative Council instead of the president, and the bank’s governor was no longer a member of the cabinet.
Until now there're more than 5 governors that've been on duty: Here the list of Governors
No.NameReign
1.Radius Prawiro1966-1973
2.Rachmat Saleh1973-1983
3.Arifin Siregar1983-1988
4.Adrianus Mooy1988-1993
5.J. Soedradjad Djiwandono1993-1998
6.Syahril Sabirin1998-2003
7.Burhanuddin Abdullah2003-2008
8.Boediono2008-2009
9.Darmin Nasution2009-present





Jumat, 31 Desember 2010

Modal Auxiliary


Definition

·         A verb characteristically used with other verbs to express mood or tense. In English, the modal auxiliaries are can, may, must, ought, shall, should, will, and would. Also called modal.

·         A verb that combines with another verb to indicate mood or tense. Also known as a modal auxiliary.

The modals in English are can, could, may, might, must, ought, shall, should, will, and would. Also, in some dialects of African-American English, invariant be is used to indicate future time.


Other helping verbs, called modal auxiliaries or modals, such as can, could, may, might, must, ought to, shall, should, will, and would, do not change form for different subjects.

There is also a separate section on the Modal Auxiliaries, which divides these verbs into their various meanings of necessity, advice, ability, expectation, permission, possibility, etc., and provides sample sentences in various tenses.

Uses of Can and Could

The modal auxiliary can is used

to express ability (in the sense of being able to do something or knowing how to do something):
He can speak Spanish but he can't write it very well.
to expression permission (in the sense of being allowed or permitted to do something):
Can I talk to my friends in the library waiting room?
(Note that can is less formal than may. Also, some writers will object to the use of can in this context.)
to express theoretical possibility:
American automobile makers can make better cars if they think there's a profit in it.

The modal auxiliary could is used
to express an ability in the past:
I could always beat you at tennis when we were kids.
to express past or future permission:
Could I bury my cat in your back yard?
to express present possibility:
We could always spend the afternoon just sitting around talking.
to express possibility or ability in contingent circumstances:
If he studied harder, he could pass this course.

In expressing ability, can and could frequently also imply willingness:
Can you help me with my homework?



Can versus May

Whether the auxiliary verb can can be used to express permission or not — "Can I leave the room now?" ["I don't know if you can, but you may."] — depends on the level of formality of your text or situation.

The question is at what level can you safely ignore the "proprieties."
Most authorities, however, recommend a stricter adherence to the distinction, at least in formal situations.

Uses of May and Might

Two of the more troublesome modal auxiliaries are may and might. When used in the context of granting or seeking permission, might is the past tense of may. Might is considerably more tentative than may.
May I leave class early?
If I've finished all my work and I'm really quiet, might I leave early?

In the context of expressing possibility, may and might are interchangeable present and future forms and might + have + past participle is the past form:
She might be my advisor next semester.
She may be my advisor next semester.
She might have advised me not to take biology.

Avoid confusing the sense of possibility in may with the implication of might, that a hypothetical situation has not in fact occurred. For instance, let's say there's been a helicopter crash at the airport. In his initial report, before all the facts are gathered, a newscaster could say that the pilot "may have been injured." After we discover that the pilot is in fact all right, the newscaster can now say that the pilot "might have been injured" because it is a hypothetical situation that has not occurred. Another example: a body had been identified after much work by a detective. It was reported that "without this painstaking work, the body may have remained unidentified." Since the body was, in fact, identified, might is clearly called for.



Uses of Will and Would

In certain contexts, will and would are virtually interchangeable, but there are differences. Notice that the contracted form 'll is very frequently used for will.

Will can be used to express willingness:
I'll wash the dishes if you dry.
We're going to the movies. Will you join us?

It can also express intention (especially in the first person):
I'll do my exercises later on.

and prediction:
specific: The meeting will be over soon.
timeless: Humidity will ruin my hairdo.
habitual: The river will overflow its banks every spring.


Would can also be used to express willingness:
Would you please take off your hat?

It can also express insistence (rather rare, and with a strong stress on the word "would"):
Now you've ruined everything. You would act that way.

and characteristic activity:
customary: After work, he would walk to his home in West Hartford.
typical (casual): She would cause the whole family to be late, every time.

In a main clause, would can express a hypothetical meaning:
My cocker spaniel would weigh a ton if I let her eat what she wants.

Finally, would can express a sense of probability:
I hear a whistle. That would be the five o'clock train.



Uses of Used to

The auxiliary verb construction used to is used to express an action that took place in the past, perhaps customarily, but now that action no longer customarily takes place:
We used to take long vacation trips with the whole family.

The spelling of this verb is a problem for some people because the "-ed" ending quite naturally disappears in speaking: "We yoostoo take long trips." But it ought not to disappear in writing. There are exceptions, though. When the auxiliary is combined with another auxiliary, did, the past tense is carried by the new auxiliary and the "-ed" ending is dropped. This will often happen in the interrogative:
Didn't you use to go jogging every morning before breakfast?
It didn't use to be that way.

Used to can also be used to convey the sense of being accustomed to or familiar with something:
The tire factory down the road really stinks, but we're used to it by now.
I like these old sneakers; I'm used to them.

Used to is best reserved for colloquial usage; it has no place in formal or academic text.

Rabu, 17 November 2010

Belive


Children sleeping, snow is softly falling
Dreams are calling like bells in the distance
We were dreamers not so long ago
But one by one we all had to grow up
When it seems the magic's slipped away
We find it all again on Christmas day

Believe in what your heart is saying
Hear the melody that's playing
There's no time to waste
There's so much to celebrate
Believe in what you feel inside
And give your dreams the wings to fly
You have everything you need
If you just believe

Trains move quickly to their journey's end
Destinations are where we begin again
Ships go sailing far across the sea
Trusting starlight to get where they need to be
When it seems that we have lost our way
We find ourselves again on Christmas day

Believe in what your heart is saying
Hear the melody that's playing
There's no time to waste
There's so much to celebrate
Believe in what you feel inside
And give your dreams the wings to fly
You have everything you need
If you just believe
Just believe